The problem is that you write a cheque on a big transaction only to find out that it has bounced, which results in huge fines and court repercussions. The cheques bouncing laws in India were greatly revamped in the year 2025 and came into effect on April 1, 2025 as per the amended Negotiable Instruments … Read more
Think of a paycheck that is more likely to match the increasing cost of living as a relief to millions of central government workers and pensioners. A key pillar in streamlining Indian salary structures has been the 7 th Pay Commission that was introduced in 2016. With its tenure approaching a close on December 31, … Read more
Just think of the situation, when you enquire of a personal loan, anticipating to get it fast and easy, only to be subjected to more stringent conditions and unforeseen delays. The Reserve Bank of India (RBI) has transformed the landscape of personal loans in 2025 by updating its guidelines to safeguard borrowers and to encourage … Read more
The humble LPG cylinder, which cooks a billion meals in the heart of every Indian kitchen, is a subject to curiosity and concern regarding its prices. With rising prices of products and services, it is important to keep track of the prices of LPG as a form of budgeting and planning. As global markets and … Read more
Think about a retirement when you no longer worry about money, and you can relax and enjoy the simple joys of life as you have a continuous income. This vision is being made a reality through the LIC Smart Pension Plan 2025 which is a venture of Life Insurance Corporation of India. This non-participating, non-linked, … Read more
The retirees of India are pacing their breaths as the Employers Pension Scheme ( EPS-95 ) is about to undergo an overhaul increase. To the millions of pensioners struggling with an increase in the cost of living, an increase in their pension by 1,000 to 7,500 is not just a policy adjustment, but it is … Read more
The Employees Provident Fund Organisation (EPFO) is changing the retirement landscape in India its 2025 pension updates which is very likely to ensure greater financial security of millions of workers in the private sector. These reforms will be a relief and a dignified move to retirees as inflation and high living costs are biting them. … Read more
In 2025, the Old Pension Scheme (OPS) has continued to be a burning issue that evokes controversy among those in government and policymakers. The OPS has an almost nostalgic quality over the market-based National Pension System (NPS) with its promise of guaranteed retirement benefits. With unions advocating its resurgence, and the government finding its way … Read more
The Public Provident Fund (PPF): The PPF is also one of the foundations of secure and tax-free savings in India and is an effective means of accumulating wealth over time. It has a lock in of 15 years and constant rate of 7.1% per annum interest up to 2025 making it popular in long term … Read more
The expectations due to Dearness Allowance (DA) arrears of central government employees and pensioners have become frenzied in 2025. As salaries and pensions are affected by inflation, the pressure on the government to publish 18 months of withheld DA and Dearness Relief (DR) which accrue over the COVID-19 period has increased. Employees and retirees are … Read more