Saurabh Nigam 
In 2025, the Old Pension Scheme (OPS) has continued to be a burning issue that evokes controversy among those in government and policymakers. The OPS has an almost nostalgic quality over the market-based National Pension System (NPS) with its promise of guaranteed retirement benefits. With unions advocating its resurgence, and the government finding its way … Read more
The Public Provident Fund (PPF): The PPF is also one of the foundations of secure and tax-free savings in India and is an effective means of accumulating wealth over time. It has a lock in of 15 years and constant rate of 7.1% per annum interest up to 2025 making it popular in long term … Read more
The expectations due to Dearness Allowance (DA) arrears of central government employees and pensioners have become frenzied in 2025. As salaries and pensions are affected by inflation, the pressure on the government to publish 18 months of withheld DA and Dearness Relief (DR) which accrue over the COVID-19 period has increased. Employees and retirees are … Read more
The 8th Pay Commission buzz is electrifying and is set to give a financial boost to millions of central government employees and government pensioners in India. This commission announced in January 2025 will transform salary structures, pensions and allowances, responding to inflation and economic changes. As the implementation should occur by January 1, 2026, there … Read more
Consider a scenario where you sign a lease in 2025 only to learn that there are new regulations that redefine your entitlements as a tenant or landlord. The current Home Rent Rules 2025 are a transformative change in the rental market in India and would ensure fairness and transparency in the rental market. In the … Read more
With radical reforms driven by technology, the Employees Provident Fund Organisation (EPFO) is transforming retirement savings in 2025. These changes will enable quicker, clearer, and easier access to provident funds and pensions to more than 7 crore active members in the organized private sector in India. Since the latest changes allow seamless digital updates along … Read more
The retirees in India are about to experience a revolutionary shift since the Employees Pension Scheme (EPS-95) will see a huge overhaul in the year 2025. The threat of raising a meager 1,000 rupees a month pension to a proposed 7,500 per month has caused excitement among millions of people who have toiled in the … Read more
The buzz in India about the changes the Employees Provident Fund Organisation (EPFO) is bringing changes in its pension scheme in 2025 has the private sector workforce chattering with excitement. As the costs of living increase and squeeze retirees, updates will include greater financial security and efficiency. The EPFO is transforming retirement benefits of millions … Read more
strap on and run away! A successful resurrection of an off-road legend, the 2025 Toyota Land Cruiser 250 combines a classic sense of uncanny durability with contemporary style. This midsize SUV was first released worldwide in 2023 and is set to enter markets such as Japan and North America in 2024, redefining what it means … Read more
The 2025 Bolero still retains its classic boxy look but with an elegant feel. It is inspired by the Thar Roxx and Scorpio N with its front fascia having a vertical-slat grille, smooth LED headlamps, and integrated daytime running lights, as well as flush-fit door handles and alloy wheels that have been redesigned. The rear … Read more